General:

This notice describes the Online Privacy Policy for Frank Winston Crum Insurance Company (the "Company," "we" or "us"). The Company is committed to protecting your privacy and hereby notifies you of how and for what purposes we may use your information and what measures are taken to protect your personal information. In the event any of the provisions of the Online Privacy Policy are amended or updated, we will publicly notify you of such amendment or update through this website or individually. The following policies apply to this site, http://fwcruminsurance.com/ , (the "Website").

This policy applies to information we collect from you:

Please read this policy carefully to understand our Online Privacy Policy and practices regarding your information and how we will treat it. If you do not agree with same, you should not use the Website. By accessing or using the Website, you agree to this Online Privacy Policy. This Online Privacy Policy may change from time to time. The Company will always let you know when the latest update occurs by posting the "Effective Date" on the bottom of this page. If you continue using the Website after the Effective Date, such use shall confirm that you have accepted our new Privacy Policy. You should visit this page periodically to review the Online Privacy Policy, because it is subject to change.

Collection of Personal Information

In general, you can visit this Website without identifying yourself or providing your personal information; however, when you use certain interactive features, such as paying an invoice or filing a claim, we will collect personal information from you to respond to your request or to carry out the purpose for which you provided the information. We may also collect personal information from you, such as your name, telephone number, email address, service usage data, access information, and IP address to help us personalize and continually improve your experience on the Website, make an online request for our services, or use any of the interactive features of the Website. If you provide information on the Website, you are thereby consenting to the use of that information in accordance with the policies and practices described in this Online Privacy Policy.

Like many websites, we may use a feature of your browser to send your computer a "cookie." A cookie is a small data file that assigns a unique anonymous number to your browser from a web server and is stored on your computer's hard drive. This allows the server to identify the computer when it visits again to track statistical information about navigation through our Website. Cookies are not used to obtain your personal data. They are used to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content and appropriate advertising on your subsequent visits to this Website. If you do not wish to receive cookies, adjust your browser settings to refuse all cookies or to inform you when a cookie is placed on your hard drive. However, disabling cookies will prevent full function of all of the Website's features.

We store email correspondence between you and the Website in order to improve your future experiences. We may use your contact information in order to send you email or other communications regarding updates at the Website. We reserve the right to send you strictly service-related announcements on occasions when it is necessary to do so.

Purpose of Collection

We may collect your personal information for the following purposes:

Disclosure of Personal Information

Generally we will not disclose, distribute or trade any personal information collected through the Website to an outside party.

We may disclose personal information that we collect or you provide as described in this Online Privacy Policy:

We may also disclose your personal information:

In the event we consider it necessary to release your personal information to an outside party for commissioned services, we will make reasonable effort to notify you of the identity of the outside party, as well as the nature of the commissioned service.

Retention and Destruction of Personal Information

Any information provided by you or collected by us will be retained in our archives for such periods as required by applicable laws and industry standards. If you wish to remove your personal information from our records at any time, the information in its entirety will be destroyed immediately upon your written request and no information shall be retained in our archives unless applicable laws and regulations require such information to be stored for a longer period of time.

Links to Other Sites

The Website may include links that are connected to the other websites. We are not responsible for the content of linked websites or any use of such websites. You understand that your use of such third-party websites will be governed by their own privacy policies in place. For more information, please refer to the "Links to Third-Party Websites" section of the Terms of Use for this Website.

Protection of Personal Information

We maintain strict safeguards to protect your personal information from unauthorized or inappropriate access by limiting employee access to and use of the information. In addition, we have implemented data security measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration and disclosure. We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law to do so.

The safety and security of your information also depends on you. Where we have given you, or where you have chosen, a password for access to certain parts of the Website, you are responsible for keeping this password confidential. We ask you not to share your password with anyone other than trusted employees who need the information to carry out their job functions for you and are bound by duties of confidentiality to you.

Unfortunately, the transmission of information via the internet is not completely secure. Although we strive to protect your personal information, we cannot guarantee the security of your personal information transmitted on the Website. If we discover that there has been any unauthorized transmission or breach of your personal information, we will notify you immediately as required by applicable law.

Changes to Our Online Privacy Policy

We reserve the right to amend this Online Privacy Policy at any time in order to address future developments of the Company, the Website, or changes in industry or legal trends. We will post the revised Online Privacy Policy on the Website or announce the change on the home page of the Website. You can determine when the Online Privacy Policy was revised by referring to the "Last Updated" legend on the top of this policy. Any changes will become effective upon the posting of the revised Online Privacy Policy on the Website. By continuing to use the Website following such changes, you will be deemed to have agreed to such changes. If you do not agree with the terms of this Online Privacy Policy, in whole or part, you can choose to discontinue use of the Website. If you have any questions or comments about this Online Privacy Policy, please Contact Us using the link.

Customer Support Service for Private Information

Should you have any inquiries as to the aforementioned provisions or customer information, please contact us at the following link: http://fwcruminsurance.com/contact . The Company will respond to your inquiries as soon as possible.