CONTRACTOR PROGRAM

Instead of turning to a broker, wholesaler, or specialty market for contractor coverage needs, consider our agent-centric program.

WHY DO AGENTS CHOOSE FWCI FOR GENERAL LIABILITY?

Our underwriters are open to one-person firms and new ventures – bring them to us!

Use our online quoting and servicing platform – Winston – to quote and bind fast! No underwriter approval is needed for many class codes.

Blanket AI coverage (CG 20 10/ CG 20 28/ CG 20 11) and blanket waiver of subrogation (CG 24 04) are included free of charge.

To satisfy contractual requirements for policyholders of all sizes.

Automatic for qualifying GL policies with $1M, $2M, $3M, and $4M limits.

Easily add to eligible GL policies as an endorsement.

Credibility An AM Best-rated and admitted carrier	Automatic, no-touch renewals Plus, automatic online reinstatements; No-Loss not required
Great commissions for agents Competitive pricing for policyholders	Direct bill Skip the premium finance hassles
An appetite for unique risks Start-ups, lapsed coverage, no prior coverage	AM Best-rated "A" paper Available in select states
Residential property coverage New construction and remodels up to three stories