WHAT IS WORKERS' COMPENSATION INSURANCE?

Workers' compensation insurance covers employers for damages related to employee illness or injury occurring in the course of employment.

DID YOU KNOW?

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There are approximately 7 million workplace accidents per year.
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WHY DO SMALL BUSINESSES NEED WORKERS' COMPENSATION INSURANCE?

LIABILITY

Work-related injures are generally excluded from health insurance policies; your business could be liable for medical bills and lost wages.

LOST OPPORTUNITY

You may lose contracts when your competitors are covered, but you aren't.

IT MAY BE REQUIRED

Many business types are required by state law to obtain coverage and can be subject to penalties and fines for failing to do so.

WHY CHOOSE FWCI AS YOUR WORKERS' COMPENSATION INSURANCE COMPANY?

An AM Best-rated carrier
Nationally recognized for financial strength

Promote a culture of safety
Learn About Our Risk Management Services

Competitive pricing
In the industry we serve

We handle your claims from A-Z
Learn About Our Claims Management Services

Open to unique situations
Start-ups, lapsed coverage, no prior coverage

Incentives for concurrent policies
Workers' compensation and general liability 

Stable cash flow
Flexible payment options including PayGo

 

 

 

 

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