MATTHEW CRUM
PRESIDENT

Matt is responsible for setting strategy and leading operations for the insurance company and its affiliated insurance agency. He also sits on its board of directors. Matt grew up in Tampa Bay, graduated from Trinity College with dual bachelor's degrees, and went on to earn an MBA from the University of Tampa. He is a licensed insurance agent (20-20 and 20-15) and a Certified Insurance Counselor (CIC). Matt is also co-president of FrankCrum PEO, along with Haley Crum.


JIM CARR
CHIEF FINANCIAL OFFICER

Jim serves multiple positions within FWCI, including chief financial officer, vice president, and treasurer, and sits on its board of directors. With a bachelor's degree from Ursinus College in business administration, he began his insurance career in 1994 at the Florida Residential Property & Casualty Joint Underwriting Association. He later obtained the designation of Associate in Insurance Accounting and Finance (AIAF) and became a certified public accountant. He has been with FWCI since its inception. 

HERB CURLEE
DIRECTOR OF CASUALTY PROGRAMS

Herb has worked in the property-casualty industry for over 40 years. After graduating from the University of Virginia, he served as founder and chief software architect of Evolution Technology, a national vendor specializing in auto and GL ratings for insurers. He also served as director of commercial products and marketing for Cypress Insurance Group for a decade before joining FWCI in 2013.

PAUL DIFRANCESCO
SR. VP OF BUSINESS DEVELOPMENT

Paul manages and coordinates the sales activities of the FWCI business development team. With over 40 years of insurance industry experience, Paul brings a results-oriented approach to strategic and tactical planning. As a graduate of Fordham University with an MBA from the University of Hartford, Paul spent 15 years at Travelers Insurance, before stints at ACE, White Mountains, PMSI, Direct General, and others over 20+ years. Immediately before joining FWCI, Paul served five years as the chief operating officer for United Insurance Holding Corp, a $1.3B personal and commercial property writer.

STEVE GOBER
VP OF UNDERWRITING

Steve oversees all underwriting activities for the FrankCrum PEO workers' compensation insurance programs. He started his insurance career with Texas Employers Insurance Association as a commercial casualty underwriter. He later joined The Hartford in their national accounts department, where he stayed for 18 years. Just before joining FWCI, Steve was vice president and director of underwriting for the startup Imperial Casualty and Indemnity Insurance Company, which he developed to over $100M in manual premium.

GEORGE SCHWAB
VP OF OPERATIONS

With over 20 years of diverse experience in the insurance industry, George works to optimize operating capabilities and customer satisfaction to support business expansion. Through iterative transformation and with a commitment to risk management, he leads customer-centric initiatives. Before coming to FWCI, George held key roles at technology-focused organizations such as Roost, Capgemini, Majesco, and the CGI Group and managed insurance operations for several large and regional carriers. He received an MBA from Southern New Hampshire University and a bachelor's degree from Colorado State University.

TERRA WILHELM
VP OF CASUALTY CLAIMS

Terra is responsible for the management of general liability litigation and claims administration portfolios, including oversight of both the third party administrator and outside counsel, resolution of disputes, coverage and claims analysis, and risk management, along with a wide variety of legal services. Terra's career has focused on defending corporations, individuals, insurance companies, and their insureds as a litigator and partner in private practice. In addition to graduating summa cum laude from the University of Wisconsin Milwaukee, she attained a Juris Doctor from Stetson University College of Law.