At Frank Winston Crum Insurance, we leverage the skills of talented individuals to constantly innovate and challenge the status quo. We translate our passion into the best insurance experience for those we serve.



Frank Winston Crum Insurance was founded in 2003 as a commercial insurance carrier, although its origins date back even further.

With a passion for helping small business owners succeed, Frank W. Crum, Jr. and his father, Frank Crum, Sr., opened the Great American Temporary Service in 1981. Since then, the company has expanded and evolved into what is now known as the FrankCrum family of companies: FrankCrum PEO (a professional employer organization), FrankCrum Staffing, and Frank Winston Crum Insurance. Haley and Matt Crum, Frank's children, joined the organization, and together the Crum family provides vision and leadership across all brands.

Since its founding, FWCI has grown from a single-state carrier to one licensed in most states. It's added product lines and value-added services, and through a carefully selected agent network, expanded into markets across the US.

Today, FWCI partners with agents to offer reliable and affordable workers' compensation and general liability insurance to small and mid-sized businesses with planned expansion into new markets and product lines. 



1981: The FrankCrum enterprise was founded with the opening of its first business: The Great American Temporary Service (later known as FrankCrum Staffing)

1986: Frank W. Crum, Jr., a pioneer in the PEO industry, established Ameristaff (later known as FrankCrum)

2003: Frank Winston Crum Insurance was added to the family of solutions as a workers' compensation insurance carrier

2010: The FrankCrum enterprise was awarded Top Workplace honors by Tampa Bay Times for the first time

2013: Matt Crum was named president of Frank Winston Crum Insurance

2013: Frank Winston Crum Insurance launched a new product: general liability insurance

2020: Haley and Matt Crum officially became co-presidents of FrankCrum, with Frank Crum, Jr. remaining CEO

2020: Frank Winston Crum Insurance was ranked among Best Places to Work in Insurance for the first time; a tradition that continues

2021: The FrankCrum family of companies celebrated its 40th anniversary 

2023: Frank Winston Crum Insurance celebrated its 20th anniversary

2024: The FrankCrum enterprise is awarded Top Workplace honors for the fourteenth time



Our Philosophy

We aim to be the best at what we do.
Instead of striving to be the biggest carrier, we aim to be the best in our chosen specialties. For our agents, that means making it easy for them to do business with us. For our policyholders, that means providing quality protection and top-notch service at a fair price.

We keep our financial promises.
We prioritize long-term stability over short-term gains so that we are always prepared to keep the financial promises we make.

We do the right things for the right reasons.
As a privately held company, we make independent business decisions based on integrity, without the undue burden of shareholder pressure.