EXCESS LIABILITY
INSURANCE
An excess liability policy provides the same type of coverage as your primary liability policy, only with increased limits.
WHAT IS EXCESS LIABILITY COVERAGE?
Excess liability insurance kicks in to increase coverage limits when the underlying general liability limits are not sufficient to cover multiple claims or a catastrophic event.
DID YOU KNOW?
Though rare, just one catastrophic incident – major property damage, a serious accident, or death – can exceed your general liability limit, causing financial destruction.
WHY DO I NEED EXCESS LIABILITY INSURANCE?
EXTRA PROTECTION
Whether you have substantial assets or not, you will be financially vulnerable should a high-dollar claim arise.
CONTRACTS
Contracts for large or complex projects may require a higher limit of liability.
HIGHER RISK
If you are a contractor, your work is typically more hazardous than in other fields.
