WE THINK DIFFERENTLY

At Frank Winston Crum Insurance, we are creative and agile in our support of businesses, helping them build stable foundations for long term success.

small_business

WE'RE ON THE SIDE OF
SMALL BUSINESS


We accept risk that other carriers won't and provide programs that help businesses protect their cash flow, property, and people.

ROOTED IN THE COMMUNITIES
WE SERVE


Our exclusive network of independent agents brings our specialities and personalized services to life locally.

WE'VE EARNED THE RIGHT
TO DO WHAT'S RIGHT


As a privately-owned company, we have the autonomy to see beyond profits and do what's right for the right reasons.

CULTIVATING SAFETY,
DELIVERING CARE


With a safety-first approach, we help reduce workplace accidents, and if there is a claim, we manage every aspect with care.

RELIABLE
INSURANCE
SOLUTIONS

FOR BUSINESS

We specialize so we can
be the best at what we do.

RELIABLE
INSURANCE
SOLUTIONS

FOR BUSINESS

We specialize so we can
be the best at what we do.

WORKERS'
COMPENSATION

Covers medical benefits and wage replacement for employees who get injured or ill on the job, protecting the business from financial loss.

GENERAL
LIABILITY

Covers a company for claims involving property damage or bodily injury related to their services, products, or operations.

EXCESS
LIABILTY

Provides additional limits
above an underlying
General Liability policy.

INLAND MARINE
INSURANCE

Covers equipment and materials during land transport or while being temporarily stored by a third party; common usage includes contractor tools and rented/leased equipment.

PROFESSIONAL
EMPLOYER
ORGANIZATION
(PEO)

Provides a suite of solutions for businesses, including workers' compensation coverage, HR support, payroll, employee benefits, and more.

A Laser-Like Focus On The Communities We Serve

Our dynamic agency partners bring local expertise to the markets we cover.

General Liability and Workers' Compensation
Workers' Compensation Only

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