Safety performance is the most significant factor of cost increases or decreases in workers’ compensation insurance premiums. Having a formal safety program and an active approach to implement it is a key to success. For help getting started, or to fine-tune your safety program, contact our Risk Management Team.
The most important step to take is to schedule regular meetings with your employee to review possible risks and safety measures to avoid injury. As a FWCI client you have access to a team of loss control professionals that is ready to assist you. Depending on your need and insurance program, we will work with you to implement a loss control process that fits your culture. Our technical services center has hundreds of template programs, policies and training tools available for your use as a policyholder. You can get started by looking at the safety resources available on this website, which are organized by industry. This article may be a helpful first step: Improving workplace safety without breaking the budget.
Yes. Frank Winston Crum Insurance rewards workers’ compensation policyholders in Florida who maintain a safe work environment and manage risks for their employees. Eligible policies will qualify for a dividend reward.
You can pay in several ways:
- Make it online from our Make a Payment page
- Mail a check along with the remittance stub to the address listed on the invoice.
- Call us to pay by phone via ACH – (866) 218-4219, extension 1152.
If you have any questions, call (866) 218-4219, extension 1152, email FWCIAcct@FWCrumInsurance.com, or contact your agent.
Policy contracts and workers’ compensation laws require audits. This is beneficial for the insured and the insurer to know specifically if your workers’ compensation premium is calculated properly and fairly.
We will conduct the audit during regular business hours at the conclusion of the policy period within three years after the policy period ends.
The records may include:
- Tax reports
- Disbursement records